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Big tech 2025 capex may hit $200 billion as gen-AI demand booms | Insights | Bloomberg Professional Services

Big tech companies could collectively amp up capital spending to about $200 billion in 2025, representing a two-year gain that's triple the 2020-23 average as generative-AI demand spurs outlays on data centers and new products, Bloomberg Intelligence analysis shows. Microsoft, Amazon Web Services, Google and other big tech companies could collectively amp up capital spending to about $200 billion in 2025, representing a two-year gain that’s triple the 2020-23 average as generative-AI demand spurs outlays on data centers and new products, our analysis shows.Our analysis of the top tech companies shows over $90 billion in incremental capital spending in 2024-25 vs. 2023, dedicated mostly to expanding generative-AI infrastructure. This group, which includes Amazon Web Services, Microsoft, Google, Oracle, Meta and Apple, added an average of $14 billion annually to capex from 2020-23.Microsoft is at the forefront of capital spending among big tech providers, followed closely by Google and AWS, which we believe will mostly go toward expanding their respective data-center footprints and buying more AI-related chips and hardware. We calculate Microsoft’s capital outlay could hit $53 billion in 2024 and $62 billion in 2025, mostly to meet greater demand for OpenAI workloads, both from consumers and companies.Some large corporations may pursue buying AI-related servers, GPUs and other hardware for their on-premise IT infrastructure, but we anticipate most clients will embrace a cloud-based model, especially as these big tech companies already have a strong infrastructure in place for inferencing.

First Tech Federal Credit Union Personal Loan Review: Rates, Terms & More

Is a First Tech personal loan right for you? Our in-depth review covers interest rates, fees, membership requirements, and more. We rate all personal loan products in our reviews and guides on a 1-5 scale, weighing the overall average around seven different categories, some of which are judged more heavily than others. This is because each category's weighting is based on its importance to your borrowing experience.Her work has been published in The Balance, Spy, Women, Scholastic, Slashfilm, and more.ExperienceRebecca began working in personal finance as an editor at The Balance in 2018, covering accessible budgeting, small businesses, and career guidance.Rebecca returned to personal finance in 2023 with Business Insider after leaving The Balance in 2020 to pursue other ventures. Her passion lies in creating accessible, digestible resources for marginalized communities facing barriers in their financial, mental, and sexual health. She works to maintain and update Business Insider’s personal finance reviews, roundups, and evergreen articles to ensure readers are provided with reliable, trustworthy information and advice.ExpertiseRebecca’s areas of personal finance expertise include:Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate personal loans to write unbiased product reviews. Business Insider's personal finance team compared First Tech Federal Credit Union to the best personal loans and found it to be a standard offering.First Tech is a credit union that serves communities in the state of Oregon, offering a range of financial products, including personal loans. This review will cover rates, terms, benefits, and drawbacks of First Tech personal loans to help readers make an informed decision.

YMTC Refines Chip Tech With Chinese Tools, TechInsights Says

(Bloomberg) -- China’s Yangtze Memory Technologies Co. has made progress in replacing foreign chipmaking technology with homegrown alternatives and its latest storage products now rival global market leaders, according to new research from TechInsights.Most Read from BloombergAOC Proposes ... (Bloomberg) -- China’s Yangtze Memory Technologies Co. has made progress in replacing foreign chipmaking technology with homegrown alternatives and its latest storage products now rival global market leaders, according to new research from TechInsights.Most Read from BloombergAOC Proposes $30 Billion Social Housing AuthorityCalifornia’s Anti-Speeding Bill Can Be a Traffic Safety BreakthroughNew York City’s Transit System Plans $65.4 Billion of Upgrades for Grand Central, SubwaysTo Build a HappieThe memory maker, one of a number of semiconductor companies subject to US trade sanctions designed to rein in China’s tech advances, is working with gear from Advanced Micro-Fabrication Equipment Inc. China, Naura Technology Group Co. and Piotech Inc., TechInsights analyst David Wei said in an interview.Trade tensions between Washington and Beijing have led to escalating export controls on advanced chips and chipmaking machinery to China, hitting companies like YMTC and Huawei Technologies Co. at a time when semiconductors have grown into a strategically and economically critical sphere of business.The Wuhan-based company recently upgraded its “Xtacking” tech, which stacks memory cells in layers, to a level where its NAND chip performance is on par with the best from industry leaders, TechInsights said in its latest research note. Demand for NAND storage has surged in recent months as the training of artificial intelligence models requires vast troves of data, and South Korea’s Samsung Electronics Co.

Google Pixel 9 review: A sleek redesign and compelling AI features

Relative to its recent predecessors, Google's Pixel 9 has a refined design, an upgraded display and camera system, and the company's latest AI suite. As Business Insider’s senior tech reporter, Antonio has developed industry-leading battery-life tests for smartphones and tablets, and has covered and reviewed hundreds (if not thousands) of products from major brands like Apple, Google, Samsung, and OnePlus since as far back as Samsung’s Galaxy S6, the original Apple Watch, and the very first Google Pixel. This decade-plus of experience has given him tremendous insights into what consumer tech truly stands the test of time and what will be irrelevant in just a few years' time (RIP The Pebble).Antonio is also an experienced deal hunter, surfacing the best discounts on phones, laptops, and smartwatches for readers during sale events like Prime Day, Black Friday, and Cyber Monday.Check out our guides to the best Pixel 9 and Pixel 9 Pro cases and screen protectors to ensure the longevity of either phone. ... Antonio Villas-Boas is a consumer tech expert with over a decade of experience testing and reviewing smartphones, tablets, computers, smartwatches, and phone carriers.ExperienceAntonio joined the Business Insider team in 2015 as a tech reporter on the news desk and moved to the service journalism team in 2020.Why you can trust AntonioAntonio approaches all his reviews not only as a tech expert but as a consumer himself. He reads every word of fine print in the phone carrier plans he reviews, and is deeply skeptical of deals that promise you the latest iPhone model for free.Antonio believes his role as the go-to “tech guy” for his family and friends extends to his readers as well; he only recommends products that have stood up to the testing process.Scripps News, NewsNation, Fox 5 DC, NBC LX, and Rich DeMuro’s “Rich On Tech” radio show have requested his commentary and expertise.

New World Tech Acquisition adds to Insight's specialist expertise

Insight Enterprises, a Fortune 500 Solutions Integrator focused on driving client success through digital transformation, has acquired New World Tech (NWT), a consultancy-led company that provides technology strategy and transformation for both the public and private sector through a range ... Fortune 500 Solutions Integrator adds additional expertise to its ranks with purchase of reputable tech consulting firm ... Insight Enterprises, a Fortune 500 Solutions Integrator focused on driving client success through digital transformation, has acquired New World Tech (NWT), a consultancy-led company that provides technology strategy and transformation for both the public and private sector through a range of technology services.With the addition of NWT, Insight can build upon its expertise as a Solutions Integrator. Their approach and techniques are rooted in diligence and precision, and they have a reputation for delivering quality, timeliness and value."Their areas of specialisation include sourcing strategy and management, technical advisory services, ServiceNow solutions, business transformation, strategic roadmap development, integration enablement, business change management, and programme assurance. Known for addressing the growing needs of businesses with automation, consumer-grade user experiences, and data-driven workflows, NWT is an ideal addition to Insight, helping clients to achieve their digital transformation goals quickly and efficiently.With Insight's expansive partnerships and accreditations, we are confident that we can help our clients achieve their goals faster and with greater agility. With NWT joining Insight, we bring our world-class business and IT strategy capabilities together with a global technology and services organisation, enabling us to deliver greater value to our clients when it's most needed.

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The 7 best 65-inch TVs of 2024

Many brands use 65 inches as the flagship size for their top displays. This size provides a big-screen experience while still fitting in most rooms. And if you're willing to pay for a subscription to access more channels, check out our guide to the best live TV streaming services. ... Steven is a home entertainment product expert with over a decade worth of service journalism experience. He oversees coverage around home entertainment products, including TVs, streaming devices, headphones, and soundbars.ExperienceSteven is a Senior Tech Editor for Business Insider’s Reviews team.To help narrow down your search, our tech experts have reviewed several popular models to curate a list of the best 65-inch TVs you can buy. Based on extensive hands-on testing, our top recommendation is the Samsung S90D 4K TV. Thanks to its OLED panel and quantum dot technology, it delivers stunning contrast and color.He was also among the earliest journalists to demo Dolby Atmos and DTS:X technologies for home theaters in 2014 and 2015, respectively.In 2018, Steven served as a judge for TV Shootout, the premier annual display competition that crowns the best TVs of the year. He also attends yearly industry launches and reviewer workshops for new TVs and audio products from top brands, like LG, Samsung, Sony, and Sonos.Steven knows that it’s easy to get overwhelmed by tech jargon and premium prices on high-end gear, which is why he is passionate about recommending quality options for all price ranges and explaining which features are really worth the money.When he’s not covering tech products, Steven loves to explore the theme parks of Orlando and watch movies on his dream home theater setup, complete with the biggest Dolby Atmos speaker system he could fit in an apartment.Learn more about how our team of experts tests and reviews products at Insider here.Learn more about how we test tech and electronics.

How Business Insider's Reviews team test tech products

Insider Reviews write accurate, impartial, and thorough reviews of tech products. Learn more about our expertise and how we test. The Insider Reviews tech team comprises in-house and freelance experts who offer the best recommendations and buying advice, thanks to their many years of experience and in-depth knowledge of the products, services, and companies they cover.TVs: TVs are major tech purchases, so we carefully evaluate and vet every television we recommend. We test models for all budgets, from entry-level TVs to OLED TVs, across all the major brands, including Sony, LG, Samsung, Vizio, and more. We also recommend the best TVs by size, whether it's the popular 65-inch model, an 85-inch big screen for home theaters, or a smaller 55-inch for apartments. Smartphones: Our reporters review and test smartphones across all price points and brands, including Apple's iPhone, Samsung's Galaxy lineup, Google's Pixel phones, and more.We also review top mobile accessories and phone cases from Otterbox, Incipio, Speck, and other popular brands. Smartphone cameras are an important feature. We test by taking photos and shooting videos in various conditions, and then analyzing the results. Antonio Villas-Boas/Business Insider · Smartwatches and wearables: Smartwatches and wearables have taken over the tech world over the past decade.Apple products: Apple's MacBooks, iPads, iPhones, Apple Watches, AirPods, and other devices are among the most popular tech devices. Our senior tech reporter is an expert in all things Apple and reviews the latest models.

Bloomberg UK

Bloomberg delivers the latest UK and world news with in-depth reporting on business and markets, data, analysis, and video. Bloomberg scoured the UK for the most interesting startups making waves in AI, green tech, health, finance and more.Ransomware Gangs’ Merciless Attacks Bleed Small CompaniesBig Tech's $62 Billion AI Spending Fuels Pick-and-Shovel BetsRevenge of the Trader Bros in Trump’s America

Bose QuietComfort Earbuds (2024) review: Renowned noise-canceling for a midrange price

They can't quite match the performance of Bose's QC Ultra Earbuds, but the 2024 QuietComfort Earbuds get remarkably close while costing a lot less. Beyond writing about technology, he has worked for Microsoft and a few startups over the years. Outside of work, he reluctantly became a daily runner during the 2020 lockdown and has been unable to quit since. Read more Read less · You can purchase logo and accolade licensing to this story here. Disclosure: Written and researched by the Insider Reviews team.We may receive products free of charge from manufacturers to test. This does not drive our decision as to whether or not a product is featured or recommended. We operate independently from our advertising team. We welcome your feedback. Email us at [email protected].